Personal Savings

Everyone has financial goals that make a savings account necessary, whether it's for an emergency fund, a dream vacation, or a down payment on a new car. Our savings solutions will help you achieve your goals in the way that works for you.

  • Minimum to Open: $2500.00
  • Minimum Daily Balance Required for No Service Charge: $2500.00
  • Accounts not meeting Balance Requirements: $10.00 per statement cycle
  • Minimum Daily Balance Required to Earn Interest: $2500.00
  • An excess debit fee of $5 will be charged for each withdrawal which exceeds the federal limitation of six per statement cycle
APY Tiers: Less than $50,000; $50,000 - $99,999; $100,000—$249,999; $250,000 and over
  • Minimum to Open: $500.00
  • Interest can be credited to another account, paid by check or added back to account balance.
  • Interest can be paid monthly, quarterly, semi-annually or annually.
  • Withdrawals my be subject to penalties.
Terms available: 30, 90 and 180 days; 12, 18, 24, 36, 48, and 60 months
  • Minimum to Open: $100.00
  • Minimum Daily Balance Required for No Service Charge: $100.00
  • Accounts not meeting Balance Requirement: $5.00 per statement cycle
  • Minimum Daily Balance Required to Earn Interest: $100.00
  • Each Withdrawal or Debit after 6 per qtr: $5.00
  • Minimum to Open: $100
  • No Minimum Balance Required
  • Earns interest daily and credited monthly
  • Minimum Daily Balance Required to Earn Interest: $2,000
  • Annual Maintenance Fee: $20
  • Online Banking with bill pay
  • MasterCard® Debit Card

NOTE: Must have a high deductible health plan (HDHP) to contribute to an HSA.


Miscellaneous Terms & Fees

* Interest varies and may require a minimum monthly balance.

** Federal law governs withdrawal transactions from Money Market accounts. If transactions exceed federal limitation of 6 per statement cycle an excess debit fee of $5 will be charged for each withdrawal (6 per month for quarterly statements). These include: preauthorized agreement telephone request, checks, Online Banking & sweep transfers.

Free E-Statements; Paper statements available for $2 per statement mailed.