Personal Checking
Let us handle your personal checking needs with one of our convenient personal checking accounts. We offer the following types of accounts to suit every budget and need.
| First Checking |
E-First Checking |
Prestige Checking |
|
| Minimum Opening Deposit | $100.00 | $100.00 | $100.00 |
| Mastercard® Debit Card | X | X | X |
| Online Banking & App | X | X | X |
| Free Online Bill Pay1 | X | X | X |
| Unlimited Check Writing2 | X | X | |
| Account Earns Interest3 | X | ||
| Free E-Statements4 | X | X | X |
| Fees to Consider | Avoid the $6 monthly maintenance fee by maintaining a minimum daily balance of $500.00 or receiving a monthly ACH deposit. | Avoid the $8 monthly maintenance fee by receiving a monthly ACH deposit. Debit Fee $0.25 (over 10). | Avoid the $8 monthly maintenance fee by maintaining a minimum daily balance of $1000.00 |
| First Checking | |
|---|---|
| Minimum Opening Deposit | $100.00 |
| Mastercard® Debit Card | X |
| Online Banking & App | X |
| Free Online Bill Pay1 | X |
| Unlimited Check Writing2 | X |
| Account Earns Interest3 | |
| Free E-Statements4 | X |
| Fees to Consider | Avoid the $6 monthly maintenance fee by maintaining a minimum daily balance of $500.00 or receiving a monthly ACH deposit. |
| E-First Checking | |
| Minimum Opening Deposit | $100.00 |
| Mastercard® Debit Card | X |
| Online Banking & App | X |
| Free Online Bill Pay1 | X |
| Unlimited Check Writing2 | |
| Account Earns Interest3 | |
| Free E-Statements4 | X |
| Fees to Consider | Avoid the $8 monthly maintenance fee by receiving a monthly ACH deposit. Debit Fee $0.25 (over 10). |
| Prestige Checking | |
| Minimum Opening Deposit | $100.00 |
| Mastercard® Debit Card | X |
| Online Banking & App | X |
| Free Online Bill Pay1 | X |
| Unlimited Check Writing2 | X |
| Account Earns Interest3 | X |
| Free E-Statements4 | X |
| Fees to Consider | Avoid the $8 monthly maintenance fee by maintaining a minimum daily balance of $1000.00 |
| 1 | Additional services require activation/ sign-up. Service provider charges may apply. Please inquire for more details and benefits included, |
| 2 | Check printing fee may vary depending on style and quantity of checks being ordered. |
| 3 | Interest varies and may require a minimum monthly balance. |
| 4 | Paper statements available for $2 per statement mailed |
| * A month is defined as a customers statement cycle |
Miscellaneous Terms & Fees
Must have a high deductible health plan (HDHP) to contribute to an HSA
HSA account holders receive monthly statements for accounts having ACH activity.
Accounts without ACH activity monthly receive a yearly statement.