Prestige Plus Checking
Enjoy free checking that pays and comes with all the essentials. Also earn refunds on ATM withdrawal fees, nationwide.*
- Free checking that pays high interest
- 5.00% APY* on balances up to and including $25,000
- 5.00% to 1.40% APY on balances over $25,000 depending on balance in account*
- 0.05% APY* on all balances if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Super Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fee
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- $100 minimum deposit to open
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Prestige Plus Checking account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH payment, or bill pay transaction(s)
- Be enrolled in and agree to receive e-statements
That's it! And if you don’t meet these qualifications, your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Simply Cash Back Checking
Make shopping worth your while with free checking that pays cash back on debit card purchases. Plus get refunds on ATM withdrawal fees.
- Free checking that pays you back
- 5.00% cash back on debit card purchases^
- No category restrictions on purchases
- Cash back earned on as much as $200 in purchases monthly
- Earn as much as $120 cash back per year, $10 per month^
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^
- Link to free Super Saver to build savings automatically
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- $100 minimum deposit to open
Qualifications to Earn Cash Back
Enrollments must be in place and all of the following transactions and activities must post and settle to your Simply Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH payment, or bill pay transaction(s)
- Be enrolled in and agree to receive e-statements
That's it! And if you don’t meet these qualifications, your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Simply Eats Checking
Enjoy every bite a little more when you choose Cash Back Eats checking.
A free checking account that pays 5.00% cash back on debit card purchases with select grocery and delivery services.
- Free checking that pays for meals and groceries
- 5.00% cash back on debit card purchases^
- Cash back earned on as much as $400 in purchases monthly
- Earn as much as $240 cash back per year, $20 per month
- Request the list of eligible food delivery services and grocery stores
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^
- Link to free Super Saver to build savings automatically
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- $100 minimum deposit to open
Eligible merchants:
The list of merchants included may change at any time, at our sole discretion and without notice. ™ and ® 2020-2021 Kasasa, LTD. All rights reserved. Various trademarks held by their respective owners.
- Grocery
- Fresh Market
- IGA
- Sunstop
- Winn-Dixie
- Albertson
- Aldi
- Brookshire's
- Cash Wise
- Central Market
- Coborn's
- Costco
- Cub Goods
- Dearborn Market
- Dillons
- Dollar General
- Dollar Tree
- $1.00 Store
- Family Dollar
- Family Fare
- Food Lion
- Food Pride
- The Fresh Grocer
- Fresh Thyme
- Giant
- Gourmet Garage
- H.E.B.
- Hannaford
- Harris Teeter
- Hy-Vee
- Kroger
- Meijer
- Piggly Wiggly
- Publix
- Price Rite
- Randalls
- Safeway
- Sam's Club
- Save A Lot
- ShopRite
- Sprouts
- Stop & Shop
- Target
- Trader Joes
- Smith's
- SpartanNash
- Vons Grocery
- Wal Mart
- Wegmans
- Whole Foods/365
- WinCo Foods
- Delivery
- Uber Eats
- DoorDash
- Food Dudes
- Grub Hub
- Instacart
- Postmates
- Shipt
- Favor
Qualifications to Earn Cash Back
Enrollments must be in place and all of the following transactions and activities must post and settle to your Cash Back Eats account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH payment, or bill pay transaction(s)
- Be enrolled in and agree to receive e-statements
That's it! And if you don’t meet these qualifications, your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Simply Play Checking
Get paid to play with Cash Back Play!
With this free checking account, your favorite streaming content—music, movies, games—can be covered every month.
- Free checking that pays you to enjoy the content you love
- Earn refunds on debit card purchases for music, video, gaming, and other select streaming services monthly†
- Earn as much as $120 cash back per year, $10 per month
- Streaming services include Spotify®, Netflix®, Twitch®, and many more
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)†
- Links to free Super Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fee
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- $100 minimum deposit to open
Eligible streaming merchants:
See your institution's Kasasa Play product information page for more details.
The list of merchants included in the Kasasa Play account reward program may change at any time, at our sole discretion and without notice. ™ and ® 2020-2021 Kasasa, LTD. All rights reserved. Various trademarks held by their respective owners.
- Audio
- Pandora
- Spotify
- Apple Music
- iHeart Radio
- Google Play Music
- Amazon Music
- SoundCloud
- Shazam
- Tidal
- Video
- Amazon Prime
- CBS
- Crunchyroll
- Disney Plus
- ESPN
- Fubo
- Funimation
- HBO
- Hulu
- Netflix
- Peacock
- Showtime
- Sling
- STARZ
- YouTube
- Discovery Plus
- Apple TV
- Paramount
- NFL Redzone
- Gaming
- Nintendo
- PlayStation
- Twitch
- Xbox
Qualifications to Earn Cash Back
Enrollments must be in place and all of the following transactions and activities must post and settle to your Cash Back Play account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH payment, or bill pay transaction(s)
- Be enrolled in and agree to receive e-statements
That's it! And if you don’t meet these qualifications, your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Super Saver
Let your savings build itself.
Link this free account to your Prestige Plus, Simply Cash Back, Cash Back Eats, or Cash Back Play checking account and take advantage of effortless savings that earns 2.00% APY‡ on balances up to and including $100,000!
- Free account that builds your savings effortlessly
- Links to free Prestige Plus, Simply Cash Back, Cash Back Eats, or Cash Back Play checking and provides automatic transfers of rewards/earnings
- 2.00% APY‡ on balances up to and including $100,000
- 2.00% to 1.50% APY on balances over $100,000 depending on balance in account‡
- 0.05% APY‡ on all balances if qualifications are not met in Prestige Plus, Simply Cash Back, Cash Back Eats, or Cash Back Play
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- $100 minimum deposit to open
Qualifications to Earn the Higher Rate
Qualifying for your Prestige Plus, Simply Cash Back, Cash Back Eats, or Cash Back Play rewards automatically qualifies you for the highest Super Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Prestige Plus, Simply Cash Back, Cash Back Eats, or Cash Back Play account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH payment, or bill pay transaction(s)
- Be enrolled in and agree to receive e-statements
And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Super Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
Account Comparison Chart
APY = Annual Percentage Yield
First Checking
Personal Checking made simple with all the basics.
- Additional services require activation/ sign-up. Service provider charges may apply. Please inquire for more details and benefits included.
- Check printing fee may vary depending on style and quantity of checks being ordered.
- Interest varies and may require a minimum monthly balance.
- Paper statements available for $2 per statement mailed
*A month is defined as a customers statement cycle
Miscellaneous Terms & Fees
- Must have a high deductible health plan (HDHP) to contribute to an HSA
- HSA account holders receive monthly statements for accounts having ACH activity.
- Accounts without ACH activity monthly receive a yearly statement.