FIRST CHECKING
The First Checking account is your personal checking account. This account is designed to give you access to your money when you need it.
· Minimum to open…………………………………….…….$100
· Non–interest bearing
· Online, Mobile & Text Banking
· MasterCard® Debit Card
· Unlimited check writing
· Free E-Statements; paper statements available at a discounted price of $2 per statement mailed1
A monthly account fee of $6 can be avoided when any one of the following activities is met each month: a minimum daily balance of $500 or an ACH deposit is credited to your account monthly.
E-First Account
This no-hassle account allows you up to 10 checks a month and avoids a monthly service charge of $8 when an ACH deposit is credited to your account monthly. Unlimited debit card transaction and FREE –E-Statements
· Minimum to open…………………………………..………$100
· Paper statements mailed1 ………………………...….$2
· Non-interest bearing
· Online, Mobile & Text Banking
· MasterCard® Debit Card
· Fee per checks over 10……………………………..….0.25
Prestige Account*
The First Prestige Account is a personal account that offers the features found in the First Checking account plus earning potential.
· Minimum to open……………………………………...$100
· Earns interest daily and is credited monthly. Minimum collected daily balance
required to earn interest ………$1000
· Online, Mobile & Text Banking
· MasterCard® Debit Card
· Unlimited check writing
Avoid a monthly account fee of $8 with a minimum daily balance of $1000.
HEALTH SAVINGS ACCOUNT
This savings account allows you to make withdrawals for qualified medical expenses and contributions to your account may be tax-deductible.
· Minimum to Open……………………………...……...$100
· No minimum balance required
· Earns interest daily and credited monthly
Minimum collected daily balance required to earn interest………………………………….….$2,000
· Annual Maintenance Fee………..….………...…….$20
· MasterCard® Debit Card
· Online banking with bill pay
· Free E-Statements; Paper statement fee..$2.00
· Interest is paid monthly on daily collected balances
Must have a high deductible health plan (HDHP) to contribute to an HSA
HSA account holders receive monthly statements for accounts having ACH activity.
Accounts without ACH activity monthly receive a yearly statement.
*Interest is subject to change based on market conditions