Thinking about refinancing your mortgage and unsure about the process? Are you hoping to lower your current monthly mortgage payment or trying to consolidate current debt payments, but you aren't sure if it would be worth the time or cost of refinancing?

This is a very common situation and we understand that it can be frustrating; that is where we come in! When you refinance a loan, you are paying off your existing mortgage in order to take out a new loan with more favorable payments schedules or rates of interest. You can also turn the existing equity of your home into cash.

It is important that you understand the terminology of your existing loan and have an idea of what you are trying to accomplish with the refinancing process. Are you trying to lower monthly payments? Change from an ajustable-rate to a fixed-rate mortgage?

As your proceed through your refinancing process, please don't hesitate to ask us questions at any time. We can help to make sense of the whole process and explain the differences in lending options to help you with your particular situation . Just one more way that we are "Your Kind of Bank".


Online Pre-Qualification Form

NMLS #412217

Kristy Cox

Kristy Cox
NMLS #1164722

P. O. Box 10, Bainbridge, Georgia 39818
Business Phone: 229-377-3543
Cell Phone: 229-516-0912


Marybell Hernandez
Marybell Hernandez

NMLS# 1450336

26 South Main Street, Moultrie, GA 31768