Loan Officers

Contact one of our experienced loan officers easily by stopping by, giving us a call or online. Their experience and understanding can help you choose the right loan product to best suit your needs. Helping you locally with your finanical needs and dreams is what community banking is all about. Contact a loan officer today.

Bill Holt

Bill Holt

Mortgage and Retail Loans

NMLS# 1433155

Bill Holt is a mortgage and retail lender with offices in Downtown Bainbridge and Cairo. He is a graduate of Valdosta State University with a Bachelors degrees in Accounting and Finance.

Bill Holt

Bert Hines

Bert Hines

Business and Retail Loans

NMLS# 656329

Bert is a commercial lending officer located at our main office in Downtown Bainbridge. He is a graduate of the University of Georgia where he received his Bachelor of Business Administration with an emphasis in Risk Management. Bert also graduated from Georgia Banking School in 2018 and has over 13 years of financial experience.

Bert Hines

Gail Maxwell

Gail Maxwell

Business and Retail Loans

NMLS# 809237

Gail Maxwell is a commercial and retail lending officer located at our Cairo office. Gail a native of Grady County, has over 40 years of financial experience. During her tenure, she has served in several roles within the bank.

Gail Maxwell

Chip Wells

Chip Wells

Business and Retail Loans

NMLS# 791928

Chip is a commercial and retail lending officer located in our Cairo office. He is a graduate of Georgia Southern University where he received his Bachelor of Finance degree. Chip also graduated from Georgia Banking School and has over 14 years of financial experience.

Chip Wells

Barry Pollock

Barry Pollock, Market President

Business Loans

NMLS# 1582757

Barry is located in our Cairo office. He is a graduate of Georgia State University. Barry also graduated from Georgia Banking School and the National School of Banking in Fairfield, Connecticut and has over 23 years of financial experience.

Barry Pollock

James Reece

James Reece

Business and Ag Loans

NMLS# 413104

James is a commercial and agricultural lending officer located at our main office in Downtown Bainbridge. He is a graduate of the University of Georgia’s school of Agriculture and Clemson’s School of Agricultural Lending. James has over 25 years of financial experience.

James Reece