BUSINESS MONEY MARKET**

• Minimum to Open: $2500.00
• Minimum Daily Balance Required for No Service Charge: $2500.00
• Accounts not meeting Balance Requirements: $8.00 per statement cycle
• Minimum Daily Balance Required to Earn Interest: $2500.00

BUSINESS SAVINGS ACCOUNT**

• Minimum to Open: $100.00
• Minimum Daily Balance Required for No Service Charge: $100.00
• Accounts not meeting Balance Requirement: $5.00 per statement cycle
• Minimum Daily Balance Required to Earn Interest: $100.00
• Each Withdrawal or Debit after 6 per qtr: $1.00

CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS

• Minimum to Open: $500.00
• Interest can be credited to another account, paid by check or added back to account balance.
• Interest can be paid monthly, quarterly, semi-annually or annually.
• Withdrawals my be subject to penalties.

Terms available:

• 30 days
• 90 days
• 180 days
• 12 months
• 18 months
• 24 months
• 36 months
• 48 months
• 60 months

** Federal law governs withdrawal transactions from Money Market accounts. If transactions exceed federal limitation

of 6 per statement cycle an excess debit fee of $5 will be charged for each withdrawal (6 per month for quarterly

statements). These include: preauthorized agreement telephone request, checks, Online Banking & sweep transfers.

*Interest is subject to change based on market conditions