ORGANIZATION AND NOT-FOR-PROFIT

• Minimum to Open: $100.00
• Minimum Daily Balance Required for No Service Charge: $500.00
• Accounts not meeting Balance Requirements:
  1. $5.00 for 25 items
  2. Additional $0.05 per item over 25

SMALL BUSINESS CHECKING

• Minimum to Open: $100.00
• Minimum Daily Balance Required for
  No Service Charge: $2500.00
• Accounts not meeting Balance Requirements:
  1. $8.00 for 50 items
  2. Additional $0.05 per item over 50

ANALYSIS CHECKING

• Minimum to Open: $100.00
• Account Maintenance: $5.00
• Deposited Items: $0.05
• Debits on Account: $0.10
• Deposits: $0.25

ADDITIONAL TERMS: Other charges may apply depending on services rendered. Charges may be offset by an earning credit based on the average collected balance.